I don’t have kids so I still have plenty of free time that I could use to game. I get home from work at 5 pm and usually go to bed at 11 pm so thats 6 hours of free time during the work day. Of course some of that is used for housework and cooking but if I really want to I can game for 5 hours a day.

But often I just watch a TV show, movie or YouTube instead becauee I’m exhausted from work

It’s not only for rich people. There are plenty of people who are in debt because of a mortage or student loans that can get loans for other stuff like financing a car.

I use solidworks for makers which is actually affordable for private use. I prefer paying $50 a year over having to deal with freecad and I dont even use CAD software that often.

If games count then all the radio stations in GTA