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Cake day: May 20th, 2024

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  • I bought my house in 2009 and I was really lucky because I wouldn’t have been able to afford one precrash. It was actually cheaper to have a mortgage on a house than rent in many 2 bedroom 800 sq. Ft. apartments in my area. Cheaper than some 1 bedrooms in certain areas around here.

    For a few years after 2009 interest rates and prices were low enough much more affordable than now.

    My situation then is not the situation most millennials find themselves in just a few short years after and certainly not now, especially since I’m an old ass millinial.

    I make 6 times what I did when I bought my house and my means is roughly the same plus a car payment basically. My house is worth much much more than what I mortgaged.

    A million back then could have given you a lot, lot more structure and a lot more land. Now it’ll get you around a 2700 sq. ft. house on an 4th of an acre in a neighborhood in my area. Less than an hour down the road you’ll get a shitbox in the hood.

    This article is just full of so much shit relative to the normal person. But then that’s not the target audience. It’s just there so Gen Xers and Boomers will continue to subscribe and just drives the “if millinial weren’t stupid and lazy they’d have the same opportunities as we did.” propaganda.


  • Avatar_of_Self@lemmy.worldtoTechnology@lemmy.worldruh roh
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    7 months ago

    Yeah and a couple of things:

    Malware has directly passed through as networks multiple times and neither the server of ads nor the ad network were able to be held responsible for it.

    Right now it is common for ads to show apps that look like something popular but deploy malware. Nobody is taking responsibility for any of it. Ad networks aren’t well policed.

    It is irresponsible for a user not to block ads IMO but I also get to decide what packets of data traverse my network just like any other person or company. As a consumer I do not have to be responsible or care if a business model succeeds or not.


  • Just do in what I do. Don’t join meetings most of the time. That way when you do it is noteworthy to the meeting stakeholder.

    Yeah sure my manglers through the years try to have ‘the talk’ but after awhile of training them via sheer apathy they shut the fuck up.

    I solve complex problems, get my tasks done, I’m independent and I stay busy because I’ll get bored. Most meetings could just be an email. There’s no real collaboration except managers or scrum masters asking what your blockers are but not actually doing anything about it. If I think the meeting will be a waste of my time I just don’t show up.





  • I’m not surprised by the rubber stamped warrant. Cop shops are known to shop for judges that will just stamp off. I’m sure they didn’t mention that it was a MRI business but the odor of weed even combined with high energy usage shouldn’t be enough for a raid IMO. There should be some other evidence, especially in LA where it smells like weed pretty much anywhere.

    I’m curious how this will go. I assume LA will settle out of court because they don’t want a precedent set that they actually going to be responsible for private property damage during raids.




  • I saw the dumb defender say he was conflating immigrant and migrant but I replayed that part a dozen times. It really, really sounds like an ‘N’ as the first letter. It definitely was not him beginning to pronounce ‘immgr’. You can plainly hear it.

    But even if we gave him the benefit of the doubt, the fact that Megyn Kelly completely ignored it and the fact that he didn’t apologize immediately and explain it says volumes about both of them. Why didn’t Kelly even say anything? Maybe she’s so used to hearing it in her circles, maybe even saying it, that it didn’t even register as something unusual to her and she didn’t notice it.


  • It isn’t going to be one or the other (if they don’t offer a 401k, then you can use IRAs), unless you just make a bad choice. An employer can contribute to a 401k and also provide a pension (mine used to but I’ve been around long enough that I get both the pension and 401k with matching) but if I had a choice, I could pick a pension for example but also put money into an IRA for retirement that would normally go to a 401k.

    If you absolutely had to pick one, it isn’t going to be the same answer for everyone. Amounts, what you’re able to contribute, matching, risks and tax situations are going to vary from person to person and their employer.

    As far as controlling your money, some 401k’s allow some extra control, some don’t but most have a middle ground except for their company stock which you can usually directly buy. If you’re 401k allows general different ‘markets’ and/or ‘lifecycle’ buckets (they get more conservative on investment risk the closer you get to your retirement age) is, at the end of the day, all controlled by a broker and they are making the actual decision as to what to invest and how. Some plans may allow you to invest into individual stocks through the 401k’s brokerage though.

    At the end of the day though, if all you had was a pension offered which you aren’t going to be contributing your income to, then you should invest in some sort of retirement plan yourself, be it an IRA, money market, bonds, CDs or whatever.